What Is An SBA Loan?
Fixed Payments*
Fixed monthly payments
SBA Loan Term Options*
Loan terms range from 5 year up to 30 years
Cost and Fees*
An interest charge or fixed fee will be charged (other fees may also be charged)
A Small Business Administration Loan (“SBA Loan”) is a powerful financing option designed to help small businesses gain access to capital that might otherwise be out of reach. Administered by the U.S. Small Business Administration and partially guaranteed by the federal government, SBA loans are offered in partnership with approved lenders to reduce the lender’s risk—making it possible to secure funding with lower interest rates and longer repayment terms.
While SBA loans can be more challenging to qualify for due to their documentation and eligibility requirements, the benefits are well worth the effort. They can provide substantial working capital for a wide range of business needs, including expanding operations, purchasing equipment, upgrading technology, refinancing existing debt, hiring staff, or covering everyday operational expenses.
SBA loan amounts typically range from $25,000 to $5 million, with repayment terms that can extend up to 25 years depending on the loan type and use of funds. Because the government partially guarantees the loan, lenders are able to offer more favorable terms than many traditional financing options—helping your business manage cash flow more effectively and keep more money working where it belongs: in your business.
An SBA loan can be an excellent long-term solution for business owners who want stability, predictable payments, and the ability to invest in growth with confidence. At Block Equity, we can guide you through the SBA application process from start to finish, helping you navigate the requirements and secure the funding your business needs to thrive.
SBA Loans Offer Secure Funding Backed by the Small Business Administration
Gather the following 5 documents to apply.
A valid form of identification
Business bank account number and routing number for deposit
Last six months of business bank statements
Two years of business and personal tax returns
Schedule of debts
SBA Loan FAQs
Financing With Block Equity
At Block Finance, we’re dedicated to finding custom financing solutions for our small business clients. It’s simple, your business is our business. We provide you with all the resources you need to unlock big potential for your small business.
Trusted by over three thousand small businesses around the country
Simple application process
Team of talented business advisors dedicated to providing your business with quick and reliable funding information
