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Small business financing options that can benefit businesses

Block Equity Group, where small business go big. Providing fast and affordable financing for over 3,000 small businesses.

Easy Process

Apply within minutes

Tailored Financing

Created specifically for small businesses

Fast Funding

Receive funding within hours of approval

What is Small Business Financing?

Business financing is when a small business receives financing, such as an SBA loan, revenue based finance, or line of credit, that is used solely for business purposes. In fact, most businesses rely on small business financing to help meet many of their needs. Small business financing can apply to anything business-related such as marketing efforts, location expansion, and general working capital.

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At Block Equity, we understand how small businesses operate and we’ve created financing solutions to meet those needs. Our funding solutions offer a simple application process, easy-to-understand terms, and flexible payment options so small businesses can obtain the working capital they need when they need it most.

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It all starts with an application so we can learn more about your small business. If we’re a fit and your business is fully approved, our team will work diligently to send over your business’ funds as quickly as possible. Browse our financing options and see what’s right for your business!

Term Loan*

Great for receiving funds in one lump sum with fixed payments and terms. Small business loans are ideal for bridging a gap in cash flow, one-off equipment purchases, capitalizing on a new opportunity, or completing a big job.

Loan Amount

Starts at $5,000, up to $15 million

Flexible Payments

Automatic withdrawal from the
business bank account

Business Loan Terms

Starts at 2 years and ranges up to 10 years

Key Benefits

An easy application process, fixed payments, longer terms, and access to higher dollar financing amounts

Payment Frequency

An easy application process, fixed payments, longer terms, and access to higher dollar financing amounts

Cost & Fees

An interest charge or fixed fee will be charged; other fees may also be charged

Revenue Based Finance

A RBF is great for businesses that want more flexibility as the advance has variable payments based on credit card sales or other receivables.

Advance Amount

Starts at $5,000 and ranges up to $5,000,000

Flexible Payments

Automatic payments are calculated based on a percentage of the business' credit card sales or other
receivables

Estimated Completion Date **

Key Benefits

Payments are based on the business' receivables, so there is no fixed payment term

Great for businesses that have high credit card sales/receivables or are seasonal

Payment Frequency

Variable automatic payments based

Cost & Fees

The receivables are purchased at a discounted price and fees may be charged and deducted from the advance amount

** An estimated completion date is calculated based on the estimated time it will take the business to deliver the receivables (which will vary based on the business' performance). These estimated completion dates typically range
between 3 months up to 24 months, but this is only an estimate.

Line of Credit*

A business line of credit is a flexible
funding option that works on a revolving
basis. It provides businesses with an
approved amount of working capital
funds that they can draw on whenever
they need it. A business line of credit is
valuable for unexpected expenses, acting
as a cushion for cash flow during slow
times.

Available Funds

Flexible Payments

Credit limits starting at $5,000, up to $250,000

Payments are automatically
withdrawn from the business bank account

Payment Terms

Amortization from 3-18 months (the term may reset every time you draw capital)

Key Benefits

Flexible funding is ideal for repeat cash flow, which allows businesses access to working capital when they need it most

Payment Frequency

Fixed daily, weekly, or monthly
payments withdrawn from the
business bank account on file

Cost & Fees

An interest charge or fixed fee will be charged; other fees may also be charged

Bridge Loan*

Bridge loans are short-term loans
available to businesses while they secure
permanent financing or remove an
existing financial obligation. Ideal for
businesses that need to meet current
obligations with immediate cash flow.

Loan Amount

Flexible Payments

Loan amounts start at $5,000 and range up to $1 million

The fixed payment amount is
automatically withdrawn from the business bank account

Loan Terms

Loan terms start at 3 months, ranging up to 60 months

Key Benefits

Access to quick capital until the
business can secure a longer-term loan

Payment Frequency

Automatic daily, weekly, or monthly payments are withdrawn from the business bank account on file

Cost & Fees

An interest charge or fixed fee will be charged; other fees may also be charged

SBA Loan*

An SBA loan is a long-term, low-fee small
business loan partially guaranteed by the
government that can be used for
business purposes.

Loan Amount

Loan amounts range from $25K up to $5.5 million

Payment Frequency

Monthly payments from an account on file

Loan Terms

Loan terms range from 5 year up to 30 years

Invoice
Factoring*

Invoice factoring, also known as accounts
receivables factoring, allows businesses
to turn pending invoices into immediate
funds.

Advance Amount

Advance amounts start at $20,000 and range up to $10 million

Simple Process

Get immediate access to capital on outstanding 30, 60, or 90-day invoices

Easy Application

Simply submit your outstanding
invoices

Asset Based
Loan*

Asset-based loans are based on company assets that are used as collateral to secure business financing. This allows you to borrow on an ongoing basis to cover expenses or investments.

Loan Amount

Loan amounts start at $50,000 and range up to $15 million

Payment Frequency

Fixed daily, weekly, or monthly
payments

Loan Terms

Loan terms start at 6 months, ranging up to 36 months

Commercial Real
Estate Loan*

A loan to help finance the purchase,
development, or repair of land, buildings,
offices, and other commercial properties.

Loan Amount

Loan amounts start at $75,000 and range up to $2 million

Payment Frequency

Monthly payments from an account on file

Loan Terms

Loan terms start as low as 5 years, ranging up to 20 years

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Small Business Financing Questions to Consider

Frequently asked questions

Have Questions?

You have a question and we have an answer. Speak to one of our business advisors today.

Call us at 586-456-1806-GO-BLOCK 

Get Your
Quote Today

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